How to verify a renter's insurance policy to ensure the address and liability coverage are correct

Renter's insurance policies look simple, but there are often many small errors when you actually check them. A tenant might send a PDF saying they've purchased it, but the address is missing the unit number, the policyholder isn't the name on the lease, the effective date is a day late, or it only covers property damage without liability coverage—all of which can cause issues later on. I…