The ACH file was returned today; the effective date is not the only field to check.

Today, a client's ACH payroll file was returned by the bank with a notification that the effective date was non-compliant. On the surface, the date was indeed a business day, but as I continued to check the NACHA file header, batch header, and offset account, I discovered the real issue was that an old bank profile was used when the file was generated; the company ID did not match the new…